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Loan Products

A trusted partner for your
home-buying journey

Home Loan –
New Purchase

Get quick and convenient home loan of up to Rs. 30 lakh, with a tenure of 30 years.

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Home Loan -
Self Construction

Construct your home on your own plot of land and we will help you with the needed finance.

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Balance Transfer &
Top-up Loan

Get better interest rates and save more on your existing home-loan, when you transfer it to Niwas.

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Loans Against
Property

From financial emergencies to planned expenses, avail a loan with tenure of up to 15 years.

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ABOUT US

Committed to fulfilling India's
dream of owning a home

Guided by a legacy of more than 7 years, Niwas (Previously IndoStar Home Finance Pvt Ltd) reflects a culture of commitment to excellence and customer satisfaction, to make a positive impact on our clients, employees and the world around.

Empowering the semi-urban and rural home-buyers with affordable home loans

Through better housing, we are building a better country. Knowing that we are helping many to achieve their life-long dreams inspires us to push boundaries, foster innovation and uphold the highest standards of integrity in everything we do.

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Our pride and your trust, in numbers

*as on 30th September 2025

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~44k+

Happy Customers

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175

Branches Across India

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₹3528 Cr

AUM

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Credit Rating

CRISIL
(A1+)
Short-Term
|
(AA - / Stable)*
Long-Term

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Our USP

Building relationships
through the right values

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Expert Care Team

For homes with heart

Niwas offers loans in the affordable home segment to buyers from low and middle income segment in semi-urban and rural areas.

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Customer testimonials

Hear from our customers
about their stories of delight

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Today I am a proud owner of a house in a city like Hyderabad, all thanks to Niwas, who supported us in constructing our home. We were guided throughout the loan process and all our queries were solved within no time. Extremely happy with the hospitality and the spontaneous response received from Niwas representatives!

G Nitin Kumar

Hyderabad

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This is my first house and it is a great feeling to own a house. It is a big achievement for me. We are happy to get a loan from Niwas at the right time; the team has been cooperative and flexible in their service. I’ll surely refer Niwas to my friends and family.

Raji K.

Kanchipuram

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I had applied at many places but they took more time to even indicate loan sanction. Wherein, Niwas gave commitment at the time of discussion and stood by that. We are very happy with the service provided by Niwas.

Marimuthu J.

Tiruppur

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Buying our first home is like achieving a milestone for us. We had approached other companies for loan but we didn’t receive a good response. Niwas on the other hand was very helpful and has been fair, transparent in all their processes. They also informed us about PMAY scheme and we have enrolled for the same. They are the right finance partner for individuals who aspires to buy home.

Abhishek Yerenkar

Virar

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